The only way you can deposit into our brokerage is through Crypto currency.
Usually, you need to make deposit using bitcoin, ethereum, Usdt or any listed crypto currency method on the Deposit area. 

Yes, there are a few different ways you can transfer your IRA to Bitbuycircle

1. ACAT method.

a. This is a Self-Requested electronic portfolio transfer where you can transfer your IRA as is into Bitbuycircle, while keeping your positions from your other brokerage. These are considered Trustee-to-Trustee transfers and are not reported by the IRS. The Name on the account, the account type (IRA to IRA), and SSN must match in-order for this transfer to happen paperless.

b. Assets should only be listed stocks and cash at this time. We do not accept mutual funds, bonds, fractional shares and options currently.

If you are transferring an ACAT eligible Retirement account* (401(k), SEP-IRA, SIMPLE-IRA etc.) over to Bitbuycircle, you will need to fill out an Account Transfer Request Form and provide us with your most recent transferring* account statement.

Bitcoin (BTCUSD), Bitcoin Cash (BCHUSD), Ethereum (ETHUSD), Litecoin (LTCUSD), Dogecoin (DOGEUSD), Zcash (ZECUSD),Stella Lumens (XLMUSD),Ethereum Classic (ETCUSD),Cardano (ADAUSD), Dash (DASHUSD), Shiba Inu (SHIBUSD), Basic Attention Token (BATUSD), Chainlink (LINKUSD), Uniswap Protocol Token (UNIUSD), Algorand (ALGOUSD), Polygon (MATICUSD), Sushi (SUSHIUSD), Avalanche (AVAXUSD), Terra (LUNAUSD), REN (RENUSD), Solana (SOLUSD), Cosmos(ATOMUSD), Decentraland(MANAUSD), Fantom (FTMUSD), The Graph (GRTUSD), CurveDAO Token (CRVUSD), Loopring (LRCUSD), Tezos(XTZUSD), USD Coin (USDCUSD), Aave (AAVEUSD), Crypto.com Coin (CROUSD), Harmony (ONEUSD), yearn.finance (YFIUSD), Apecoin (APEUSD), Chiliz (CHZUSD), Synthetix(SNXUSD), Gala (GALAUSD), BNTUSD(BNTUSD), COMPUSD (COMPUSD), ENJUSD (ENJUSD), Maker (MKRUSD), Amp (AMPUSD), FILUSD (FILUSD), ICPUSD (ICPUSD) through Apex Crypto. Access to more cryptocurrencies is in the works. To view the full list of cryptos currently available to trade on Bitbuycircle, go to the Market page on the mobile app and select the Cryptos tab.

For Long Calls in both Cash and Margin accounts, options will be liquidated if they are in-the-money upon expiration and there is not enough overnight buying power in the account to support the exercise.
Clients are expected to close any in the money option position 35 minutes prior to market close or else it's subject to be either auto liquidated or exercised depending if there’s sufficient equity in the account to support exercise or not. The cut-off time for submitting DNE instructions are up until the close on expiration date. Exercise requests are done on a best-effort basis as it is currently a manual process, please see instructions here.


For Long Puts in a Cash account, options may not be exercised if there are no underlying long shares to offset the entire exercise. For Long Puts in Margin accounts that do not hold the underlying shares, an exercise may be allowed if the account can support the resulting position. 

To initiate an ACH withdrawal:

1) Go to the homepage of the mobile app by tapping the Bitbuycircle logo in the bottom middle of your screen.

2) Click on the "Transfers" tab at the top of the screen

3) Click "Withdraw"

4) Enter an amount less than or equal to the amount you have available to withdraw

It usually takes 1-2 business days to complete an ACH withdrawal. 

1) Margin interest is only charged for leveraged positions held overnight.

2) For a long position, the daily interest= Borrowed Cash * Margin Rate/360.

Margin Loan (USD) Annual Margin Rate
0-25,000.00 6.99%
25,000.01-100,000.00 6.49%
100,000.01-250,000.00 5.99%
250,000.01-500,000.00 5.49%
500,000.01-1,000,000.00 4.99%
1,000,000.01-3,000,000.00 4.49%
>3,000,000.00 3.99%
Let's say you leveraged $30,000, held the position for two days, and then sold it. The margin interest charged will be 30,000 * 6.49% * 2/360 = $10.82. You will be charged $10.8